Be One Financial Group Inc. (doing business as BeOne Financial Group / TMG – Be One Financial Group) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard the information you provide through our mortgage lead-generation website (the “Site”) operated on behalf of licensed mortgage broker Kris Kennedy.
By submitting information through the Site’s form, you consent to the practices described in this Policy.
1. Information We Collect
We collect the following personal information when you complete the mortgage interest form:
Full name
Email address
Phone number
Mortgage interest details (e.g., new home buyer, refinance, debt consolidation, commercial/residential, etc.)
We may also automatically collect technical data such as your IP address, browser type, and referral source for analytics and security purposes.
2. How We Use Your Information
Your information is used solely to:
Connect you with Kris Kennedy (or another qualified broker at Be One Financial Group Inc.) to discuss mortgage options
Provide mortgage pre-approvals, rate quotes, or related financial services
Respond to your inquiry and follow up
Improve our services and Site performance (anonymized data only)
We do not sell your personal information.
3. Sharing Your Information
We may share your information with:
Be One Financial Group Inc. (the licensed mortgage brokerage) and its authorized staff
Lenders or financial institutions (only with your consent or as necessary to provide the requested service)
Service providers who help operate the Site (e.g., form processors, email services) under strict confidentiality agreements
Regulatory bodies if required by law (e.g., BCFSA)
We do not share your information with third parties for marketing purposes unless you explicitly consent.
4. Data Storage and Security
Your information is stored securely in Canada (or jurisdictions with equivalent privacy protections). We use industry-standard security measures (encryption, access controls, etc.). However, no system is 100% secure, and we cannot guarantee absolute security.
5. Retention of Your Information
We retain your personal information only as long as necessary to fulfill the purposes outlined above or as required by law (typically up to 7 years for financial records). You may request deletion at any time (subject to legal obligations).
6. Your Rights (PIPEDA)
You have the right to:
Access your personal information
Correct inaccurate information
Withdraw consent (subject to legal or contractual restrictions)
File a complaint with the Office of the Privacy Commissioner of Canada
To exercise these rights, contact us using the details below.
7. Cookies and Tracking
The Site may use essential cookies for functionality. We do not use tracking cookies for advertising.
8. Children’s Privacy
The Site is not directed to individuals under 19 years of age. We do not knowingly collect data from minors.
9. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised version on the Site with a new effective date.
10. Contact Us
Privacy Inquiries
Kris Kennedy
Be One Financial Group Inc.
200-1808 Bowen Rd, Nanaimo, BC V9S 5W4
Phone: (604) 621-7434
Email: [email protected]
Company Email: [email protected]
If you have questions or concerns, please contact us.
Effective Date: Date, April 12, 2026
Welcome to the mortgage lead-generation website operated on behalf of Kris Kennedy, a licensed mortgage broker with Be One Financial Group Inc. (the “Brokerage”). These Terms & Conditions (“Terms”) govern your use of the Site and the submission of the mortgage interest form.
By using the Site or submitting the form, you agree to these Terms. If you do not agree, please do not use the Site.
1. Use of the Site
The Site is provided for informational and lead-generation purposes only. It allows you to express interest in mortgage products and services. Submission of the form does not constitute a formal mortgage application or approval.
2. No Financial or Mortgage Advice on the Site
Nothing on the Site constitutes financial, mortgage, or investment advice. All advice is provided only after you speak directly with Kris Kennedy or another licensed broker. Rates, terms, and product availability are subject to change and lender approval. Final decisions rest with the lenders.
3. Accuracy of Information
You represent that all information you submit is true, accurate, and complete. You agree to update us if any information changes.
4. Lead Processing
By submitting the form, you authorize:
Kris Kennedy / Be One Financial Group Inc. to contact you by phone, email, or text regarding your mortgage inquiry
The Brokerage to share your information with lenders or partners (with your consent) to facilitate mortgage services
You may opt out of communications at any time by replying “STOP” or contacting us.
5. Intellectual Property
All content on the Site (text, logos, images) is owned by or licensed to Be One Financial Group Inc. You may not copy, modify, or distribute it without permission.
6. Disclaimers
The Site is provided “as is.” We do not guarantee uninterrupted access, error-free operation, or specific mortgage outcomes. We disclaim all warranties to the fullest extent permitted by law.
7. Limitation of Liability
To the maximum extent permitted by law, Be One Financial Group Inc., Kris Kennedy, and their affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or any mortgage services.
8. Indemnification
You agree to indemnify and hold harmless Be One Financial Group Inc., Kris Kennedy, and their representatives from any claims, losses, or damages arising from your breach of these Terms or your submitted information.
9. Governing Law
These Terms are governed by the laws of the Province of British Columbia and the federal laws of Canada applicable therein. Any disputes shall be resolved exclusively in the courts of British Columbia.
10. Changes to Terms
We may update these Terms at any time. Continued use of the Site after changes constitutes acceptance of the new Terms.
11. Contact Us
General Inquiries Kris Kennedy Be One Financial Group Inc. 200-1808 Bowen Rd, Nanaimo, BC V9S 5W4 Phone: (604) 621-7434 Email: [email protected]
Thank you for choosing Kris Kennedy and Be One Financial Group for your mortgage needs.
BeOne Financial Group
Kris Kennedy – Mortgage Broker
Vancouver Island, BC
Available Anytime
© 2026 BeOne Financial Group. Available anytime for British Columbia residents.